Guwahati, with its growing traffic, narrow bylanes, and unpredictable weather, is a city where two-wheelers rule the roads. Whether you’re zipping around on your scooter or cruising on your sports bike, having the right bike insurance isn’t just a legal requirement — it’s a lifesaver.
🚨 Why Bike Insurance is a Must in Guwahati
- Mandatory by Law
As per the Motor Vehicles Act, it’s illegal to ride without at least third-party insurance. Penalties can be heavy. - Protection from Accidents
With increasing traffic, minor mishaps are common. Insurance covers the cost of repairs, saving you from sudden expenses. - Theft & Vandalism Coverage
Bikes are easy targets. A good insurance policy ensures peace of mind against theft or damage due to riots. - Flood & Storm Protection
Guwahati sees heavy rains. Comprehensive insurance protects your bike from water damage and natural disasters.
🛡️ Types of Bike Insurance You Can Choose
- Third-Party Insurance
Covers damages to others’ vehicles or property. Compulsory by law. - Comprehensive Insurance
Covers your bike + third-party. Includes theft, natural disasters, accidents, and more. - Add-ons Available
- Zero depreciation cover
- Roadside assistance
- Engine protection
- NCB protection
📝 Documents Required to Buy Bike Insurance
- RC (Registration Certificate)
- Previous insurance copy (if applicable)
- KYC Documents – ID & Address proof
- Vehicle inspection (for lapsed policies)
💰 Cost of Bike Insurance in Guwahati
Prices start from ₹700/year for third-party and around ₹1,200 to ₹3,500/year for comprehensive, depending on the bike type, age, and coverage.
📍 Why Choose AK Insurance & Investment Services?
✅ LIC, Star Health & General Insurance Approved
✅ Personalized Bike Insurance Plans
✅ Easy Claim Support